Living on the Texas Gulf Coast means enjoying warm weather, ocean breezes, and beautiful views—but it also means dealing with the unpredictable reality of storms, high winds, and hurricanes. When severe weather damages your home’s exterior, the last thing you want to worry about is battling through an insurance claim alone.
At Bayfront Exteriors, we specialize in insurance-related exterior repairs and restoration. Whether you’ve suffered roof damage from wind, siding loss from flying debris, or water intrusion from heavy rain, we’re here to restore your home—and help you navigate the insurance process with less stress and more confidence.
Helping You Recover from Storm and Wind Damage
Storms can leave behind serious exterior damage that isn’t always obvious from the ground. Missing shingles, damaged flashing, broken gutters, dented siding, and wind-torn fascia are just some of the issues we frequently see after severe weather events. If left unaddressed, even small problems can lead to leaks, mold, and long-term structural issues.
Our team is trained to identify storm-related damage that may qualify for insurance coverage. We know where to look, what to document, and how to ensure your claim reflects the full extent of the repairs needed—not just what’s visible at first glance.
Comprehensive Exterior Repair Services Covered by Insurance
As an experienced exterior contractor, Bayfront Exteriors offers a full range of services that may be eligible for insurance repairs:
- Roof repair or full replacement
- Siding repair or replacement
- Fascia and soffit restoration
- Gutter replacement or realignment
- Window and door frame repair
- Stucco or exterior wall patching
- Deck and porch repairs (when related to covered damage)
If your home has suffered storm-related damage, we can provide a thorough inspection and written estimate to submit to your insurance company. We’ll even meet with your adjuster on-site to ensure all damage is properly documented.
We Work With You—and Your Insurance Company
Dealing with insurance adjusters, paperwork, and policy language can be overwhelming. We’re not just here to fix your home—we’re here to guide you through the process step by step.
Here’s how we help:
Initial Damage Assessment
We’ll inspect your home for all visible and hidden storm damage. Our team knows how to identify signs of wind uplift, hail impact, water penetration, and more.
Documentation & Photos
We provide detailed notes, measurements, and photographic evidence of the damage, which helps support your claim and ensure you receive fair coverage.
Insurance Claim Assistance
While we don’t act as your insurance agent, we work closely with adjusters to explain the extent of the damage and justify our repair estimates based on industry standards.
Repair Plan & Restoration
Once your claim is approved, we get to work quickly—replacing materials, restoring your home’s exterior, and making sure the final result meets both your expectations and your policy’s requirements.
Local Knowledge of Coastal Risks and Codes
As a local South Texas company, Bayfront Exteriors understands the specific risks your home faces—from salt air corrosion to hurricane-force winds. We also stay current with regional building codes and insurance requirements. That means when we repair your home, we do it right—not just fast.
Our materials are chosen for durability in humid, salty conditions, and our methods reflect the best practices for homes in hurricane-prone zones like Corpus Christi, Rockport, and surrounding communities.
Why Prompt Repairs Matter
After a storm, many homeowners wait too long to address damage—especially if it appears minor. But insurance policies often have time limits for reporting storm damage. Delaying your inspection could mean losing out on a valid claim.
Additionally, what looks like a few missing shingles could be the start of a roof leak that causes mold, insulation damage, or rotting decking. Acting quickly can save you thousands in long-term repair costs.
Choose Bayfront Exteriors for Trusted Insurance Repairs
We’ve built a reputation along the Texas coast for honest communication, reliable workmanship, and fast response after storms. When you work with Bayfront Exteriors, you get more than just a contractor—you get a partner in restoring your home and peace of mind.
We work with all major insurance companies and know how to keep the process moving while keeping you informed. Our crews are licensed, insured, and trained to handle everything from minor patchwork to full exterior rebuilds.
Schedule Your Free Post-Storm Inspection
If your home has been affected by a recent storm—or you suspect there’s hidden damage—don’t wait. Bayfront Exteriors offers free, no-obligation inspections to help you determine whether a claim is necessary and what repairs might be covered.
Insurance Repairs FAQ
At Bayfront Exteriors, we know that storm and water damage can be stressful—especially when dealing with insurance claims. Our goal is to make the process as smooth and straightforward as possible. Below are answers to some of the most common questions homeowners ask about insurance repairs and how our team can help every step of the way.
Most homeowners insurance policies cover sudden or accidental damage caused by storms, wind, hail, water intrusion, or fallen trees. This may include roof damage, siding damage, broken gutters, or interior leaks resulting from exterior issues. Coverage details can vary, so it’s always best to review your policy or speak with your insurance agent to understand exactly what’s included.
If your home has recently been through a storm or you’ve noticed missing shingles, leaks, or other visible damage, it’s worth scheduling a professional inspection. Our team at Bayfront Exteriors offers free roof and exterior inspections to identify whether the damage appears storm-related or due to normal wear and tear. We’ll provide a detailed assessment so you have clear information to share with your insurance provider.
You can contact either one first, but many homeowners prefer to call us before filing a claim. We can perform an inspection and help determine if the damage likely qualifies for coverage. This way, you’ll have the documentation and information needed when you call your insurance company, saving you time and reducing stress during the claim process.
Inspection: Bayfront Exteriors will inspect your property for damage and provide a detailed report.
Claim Filing: You’ll file a claim with your insurance provider, using our inspection findings to support your report.
Adjuster Appointment: Your insurance company will send an adjuster to assess the damage. We can meet with the adjuster on-site to ensure nothing is overlooked.
Estimate and Approval: Once your claim is approved, the insurance company provides a repair estimate and issues payment.
Repairs and Restoration: Our experienced team completes the necessary repairs or replacements—quickly, professionally, and to the highest quality standards.
In most cases, storm-related claims (considered “acts of nature”) do not cause your premiums to rise since the damage wasn’t due to negligence. However, this can vary by policy and provider. It’s a good idea to check with your insurance agent for specifics before filing a claim.
Absolutely. As the homeowner, you have the right to choose the contractor you trust. You’re not required to use the one suggested by your insurance company. At Bayfront Exteriors, we’re experienced in working directly with insurance providers to ensure repairs meet both industry and insurance standards.
This happens occasionally when an insurance adjuster misses hidden or additional damage. Bayfront Exteriors can review the estimate and provide supplemental documentation if more work is necessary. We’ll communicate directly with your insurance company to ensure you receive fair coverage for a complete, lasting repair.
Once your claim is approved, your insurance company typically issues payment in two parts: the actual cash value (ACV) upfront and the depreciation after repairs are completed. You’ll only be responsible for your deductible, and Bayfront Exteriors will handle the billing directly with your insurer to keep things simple.
Timelines depend on the extent of the damage and the responsiveness of your insurance company. Most roof or exterior repairs can be completed within a few days once approval is received. Our team works efficiently to ensure your home is restored quickly while maintaining the highest quality standards.
We understand both the construction and the insurance sides of the process. Our experienced professionals have helped countless homeowners navigate claims with confidence and ease. From inspection to final repair, we prioritize honesty, communication, and craftsmanship. We don’t just fix damage—we restore peace of mind.
Need Help with an Insurance Claim?
Let us help you protect your home, your investment, and your future.
Contact Bayfront Exteriors today to schedule your inspection or learn more about our insurance repair services. We’re here to restore homes and rebuild trust—one repair at a time.
